Q. Who can apply for medicare?

A. You can apply for medicare if you:

Are at least 64 years and 9 months old;

Want to sign up for Medicare but do not currently have ANY Medicare coverage;

Do not want to start receiving Social Security benefits at this time; and

Are not currently receiving Social Security retirement, disability or survivors benefits

Q. When should I apply?

A. You should sign up for Medicare three months before reaching age 65, even if you are not ready to start receiving retirement benefits. You can opt out of receiving cash retirement benefits now once you are in the online application. Then you can apply online for retirement benefits later.

With our online application, you can sign up for Medicare Part A (Hospital Insurance) and Part B (Medical Insurance). Because you must pay a premium for Part B coverage, you can turn it down.

If choose not to enroll in Medicare Part B and then decide to do so later, your coverage may be delayed and you may have to pay a higher monthly premium for as long as you have Part B. Your monthly premium will go up 10 percent for each 12-month period you were eligible for Part B, but didn’t sign up for it, unless you qualify for a "Special Enrollment Period."

Special Enrollment Period (SEP)

If you have medical insurance coverage under a group health plan based on your or your spouse's current employment, you may not need to apply for Medicare Part B at age 65. You may qualify for a "Special Enrollment Period" (SEP) that will let you sign up for Part B during:

Any month you remain covered under the group health plan and your, or your spouse's, employment continues; or

The 8-month period that begins with the month after your group health plan coverage or the employment it is based on ends, whichever comes first.

Q. Why apply for Medicare through Us?

A. We can see all the carriers for your area and will help you find the plan that best meets your needs.

We help you with affordable medicare supplement enrollment, affordable Prescription Drug Coverage, and Medicare Advantage Enrollment.

• Avoid trips to your Social Security Office, saving you time and money.
• We will make corrections to the application prior to submission and contact you if we need more information.
• We will submit your application electronically to Social Security. There is no need to mail in your application.
• We will check the status of your application online.
• We will mail you a decision letter.

Q. What are my medicare / enrollment options?

A. That's easy! Just fill in the form and a Licensed Life & Health Sales Agent will contact you shortly.